Hands-on software and product building for fintech, payments, wallet, B2B, B2B2C, cloud, and AI-enabled products.
Business nerd, tech lead, and builder
I build fintech, AI, and B2B software with serious teams.
I help funded startups and product teams turn complex requirements into architecture, working software, and scalable delivery. In less corporate words: senior tech nerd who also understands business.
Now
Currently building PlusID and selected startup projects.
I am currently building PlusID, a trust-based identity and payments platform connecting users, wallets, services, and businesses.
I invest, advise, build, and occasionally jump into interim CTO or tech lead work when the project is serious, funded, and interesting enough to compete with everything else already on my desk.
How I help
From business idea to architecture, team, and shipped product.
Requirements
Architecture
Team
Product
Scale
Interim CTO, tech lead, and product-technology leadership for early-product and growth-stage teams.
Turning business requirements into technical architecture, delivery plans, implementation, and teams that can actually execute.
Product strategy, technology strategy, AI strategy, AI team setup, startup advisory, investing, and board-level support.
Proof
Large programs, small founding teams, and the messy middle.
More than 20 years in software, product, and technology leadership, including international mobile product programs with up to 250 engineers.
Built and led software startup projects from small founding teams toward scale, including the PayApi fintech merger and exit.
Based in Finland and Europe, available globally, and used to working with teams across Europe, Asia, and the Americas.
Notable public experiences include PlusID, Oracle, Evondos, Elcoteq, Nokia, PayApi, and a long archive of product work. Some of it is public, some of it is more useful over coffee.
Availability
I like hard problems. I like them even more when there is a budget.
I am busy and selective. Best fit: funded early-product or growth-stage teams with complex software, real business intent, and a need for senior hands-on help. For latest updates and relevant contact, reach me on X.